get a low credit line credit card

Can you get a low credit line credit card? Yes.

The Problem:

You have almost no credit history and the few things on your record are not the best. For someone in your shoes, is there a low credit line credit card that you could have a better chance at getting approved for?

The Solution:

Listed below are cards that fit under the category of the low credit line credit cards. However, it should be said, that if you apply for a low credit line credit card with almost no, or bad credit, and end up getting approved, without a doubt you will have a low limit card to start out with. This low line limit will normally be between $500 to $2,000. But with today's economy the low line limit happens to fall between $500 and $900.

Which types of low credit line credit cards are available to you?
You won’t see any bank advertising low credit line credit cards. Rather, a bank will not just say that they offer these types of cards, because saying “low line limit” is not considered a good selling point. But you will find a low line limit card categorized under certain labels:
  • Student cards
  • Fair credit
  • Secured credit cards
  • Unsecured cards
All of these are low credit line credit cards, for bad, or for no credit.

Student cards will rarely charge an annual fee, and as a bonus, are marketed towards people with no history. There is a catch though. you have to be a student in order to qualify for the low line limit card.

Fair credit cards are geared for people who have a credit history. If your history isn't the best, this type of card is the best for you.

Secured credit cards require you to pay a security deposit, that deposit then becomes your line limit. This type of card is available to anyone. The only downside of this card type is the security deposit, and the possibility of an annual or monthly fee.

An unsecured card will have a very low limit.

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